About Us

Your personal inverstment firm

Finmal Finance Services Ltd

Finmal Finance Services Ltd is one of the fastest growing Finance Services Company registered with the Securities and Exchange Commission and licensed by the Nigerian Stock Exchange as an Issuing House, Broker/Dealer, Investment Advisers, and Portfolio Managers.
Our Services include Stockbroking, Equity/Stock Trading, Portfolio Management, Fund management and Financial consultancy,

“Strategy without tactics is the slowest route to victory. Tactics without strategy is the noise before defeat.” Don’t just think to be rich do what the rich do: Invest today.

stock, trading, monitor

Committed To Helping Our Clients Succeed

History & Expertise

Issuing House

Our several years of experience in both money and capital markets have properly positioned us to provide efficient services to meet your specific needs in the following areas:-

 Packaging of Offers.

Preparation of Prospectus/Placement memorandum.

 Marketing the Offer.

 Other Issuing House activities.


As a dealing member of the Nigeria Stock Exchange, Finmal Finance specializes in buying and selling of shares at a competitive price and suggests best time to buy or sell on the floor of NSE. As one of the fastest growing Stockbroking Firm in the Nigeria Capital Market, considering public issues recently participated/ handled by FINMAL you will be rest assured of our highest professional advice in all transactions.

Fund Management:

Finmal finance services ltd provides professional advice on the investment of client’s investible funds. We also maintain accounts and records in line with regulatory requirements and also assist in loan assessment and loan recovery. Our fund management services are geared towards earning maximum return on investment in line with the terms and conditions agreed with our clients

Meet Our Board Of Directors

Alh. (Dr.) Umaru A. Mutallab, CON


Served on several boards, public and private, including as chairman of the (NEPA), as well as Chairman of the (NBCI

Alh. (Dr.) Umaru Kwairanga

Managing Director | CEO

Umaru Kwairanga graduated in 1991 with B.Sc. (Honours) Business Administration from University of Maiduguri, in 2000 had his masters in Business Administration (MBA).

Prof. Tajudeen Adebiyi


A professor in Economics and Board member of so many companies. He works briefly in Nigeria both in the academic and private sector. 

Hajia Binta Maccido


She is a Housewife with three children. Presently a Director with Modular Aluminum, Kaduna. Highly knowledgeable of Finance and Information Technology.

Meet The Management Team

Your experinced professionals

Dr. Umaru Kwairanga


Umaru Kwairanga is an experienced investment banker and a Chartered Stockbroker of over twenty three years experience at the highest levels of the Capital Market. He also has top level experience in banking, Pension’s management, manufacturing and trading. He has been involved in policy and strategy formation in the public sector through his involvement in the Vision 2020 business support group and technical working group and currently an active member of Nigeria Industrial Revolution Plan (NIRP) Presidential Advisory Council (PAC), Fellow and Council Member Chartered Institute of Stockbrokers (CIS), the Board of Gombe State Investment and Property Development, , Council member of the Nigerian Stock Exchange (NSE), A Director in the Central Securities Clearing System Limited (CSCS) as well as so many committees.

A well-traveled executive who has attended courses and traininigs in fields relating to the money and capital markets at reputable institutions Harvard Business School, New York Institute of Finance, Wharton Business School, University of Philadephia Euro Money e.t.c.). He holds MSc. Corporate Governance and Finance from Liverpool J. M. University, UK, MBA from the Edo State University and a Bs.c (Hons) in Business Administration from the University of Maiduguri

Okoh Emmanuel Ode


Okoh Emmanuel Ode was born in march 1967 and has a bachelor of arts degree from the university of Jos. Mr. Okoh  is a member of the institute of chartered accountants of Nigeria and the chartered institute of stockbrokers and an authorized dealing clerk of the Nigerian stock exchange. He has wide ranging experience in banking. Accounting and capital market, having worked with AG leventis Plc, Afribank Nigeria Plc, Rotimi Ajayi and Co,Kapital care trust and securities Limited



Yemisi O Fashina (Mrs), she attended Osun State College of Technology Esa – Oke before she joined Centre Point Investment a stockbroking firm where she learnt much about stockbroking she participated in so many public offers like First Bank of Nigeria Plc offer for subscription 1998 and Trans International Plc offer for Subscription 1997, before she proceeded to Kwara State Polytechnic Ilorin to acquire more academic qualification.

She passed joined Finmal Finance Company Limited as a stockbroking officer 2001 and she participated in other offers like First Bank of Nigeria Plc, Jaiz International Bank Plc, Oceanic Bank Plc, Incar Nigeria Plc and ImpresitBakoloriPlc, Gombe State Bond, Osun State Sukuk etc. She is a chartered member of Commodity Brokers Association of Nigeria (CBAN), Member Institute of Management Operations of Nigeria, also a student member of the Chartered Institute of Stockbrokers.

Idowu Aroyehun Alli


Idowu Aroyehun Alli is a highly experienced registrar/share transfer agent and administration professional with an excellent track record of managing support functions and has successfully supervised over 15 public offerings (IPO) of public companies and 5 private placements. She has a Bsc in Business administration and masters in information service in 1984 and 1998 respectively. Her working experience includes office project coordinator caviar consulting-central London, Head corporate actions/registrar UBA registrars and head client’s services as well as a business development manager at UBA Global markets ltd (subsidiary of UBA Plc). Idowu’s working experience spanning over 17 years also took her to the then National oil in 1991 and Essienberg consulting ltd and merril Guaranty services ltd.



Ahmadu Manu is a member of the Chartered Institute of Stockbrokers and an authorized dealing clerk of the Nigerian Stock Exchange. He has wide ranging experience in capital market, having worked with Yobe Investments and Securities Limited and Waila Securities and Funds Limited.



Miss Celina Yakubu attended Federal Polytechnic Bauchi, Bauchi State and passed out with HND in Secretarial Studies in 2005. Miss Yakubu had several experiences in Capital Market as Head Operations, Head of Department of Admin and personnel of a stock broking firm, Stock broking Officer and IT personnel before she joined Finmal Finance Services Limited as Chief Compliance Officer in February 2020. She has attended several trainings relating to the Capital Market.



Ebere Opara (Mrs), attended University of Uyo, Akwa Ibom State and passed out with Bsc in Accounting Education. Mrs Opara had several working experiences as an accountant before she joined Finmal Finance Services Limited in March 2015 as account officer before she was promoted as the Firm’s Chief Financial Officer. She is a member of the Nigeria Institute of Management and also a student member of the Institute of Chartered Account of Nigeria, ICAN.



Yakubu M. Gumel, graduated in 2004 with HNDin Banking and Finance from Kano State Polytechnic Kano. He has PGD in Accounting and Finance from the same Polytechnic. He is an associate member of National Institute of Marketing, associate of Chartered Institute of Cost and Management Accounting and also associate member of Institute of Treasuring Management and Financial Accountant.

Having attended series of trainings and workshops on the capital market, has participated in a wide range of activities from customer services, share certificate registration processes, management development programmes and capital market issues.

He had previously worked with United Bank for AfrcaPlc (UBA) as customer services officer. He has also been involved in training consulting and intermediaries.

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